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	<title>TPPM &#8211; Ratio Seven &#8211; Building Consultants</title>
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	<description>Air Tightness Testing &#124; SAP Calculations &#124; Build Cost Reduction</description>
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	<title>TPPM &#8211; Ratio Seven &#8211; Building Consultants</title>
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		<title>How to Soundproof a Wall</title>
		<link>https://www.ratioseven.co.uk/how-to-soundproof-a-wall/</link>
		
		<dc:creator><![CDATA[Craig]]></dc:creator>
		<pubDate>Tue, 31 May 2022 09:46:35 +0000</pubDate>
				<category><![CDATA[Project Management]]></category>
		<category><![CDATA[Sound Proof]]></category>
		<category><![CDATA[Soundproofing]]></category>
		<category><![CDATA[TPPM]]></category>
		<guid isPermaLink="false">https://www.ratioseven.co.uk/?p=6817</guid>

					<description><![CDATA[There are several ways how to soundproof a wall, including adding mass to a wall, building a party wall, and using acoustic plasterboard. Here are three of the best methods. All three work in combination to slow airflow and sound ingress through walls. If you want to make your own, follow these steps. And don't forget to check out our articles on how to insulate soundproof walls.]]></description>
										<content:encoded><![CDATA[<h2>Adding mass to a wall</h2>
<p>Soundproof walls have a lot in common with the leaf effect. The leaf is a layer of mass within the wall, preventing sound waves from travelling through. Traditional walls have two layers of drywall, each encapsulating an air gap. Adding a third layer, however, creates smaller gaps that do not provide the same insulation. This is known as decoupling. If you are considering decoupling your wall, keep in mind that it will also cause the same effect as the triple leaf.</p>
<p>The most common soundproof wall method involves breaking down structural connection points and adding mass to the wall. This method is often more expensive, but it can give you a better soundproof wall than a single-layer construction. Mass loaded vinyl, for example, absorbs sound, but it does not take up as much space as several layers of drywall. Alternatively, you can add mass to the wall by insulating the entire structure with a specialized material.</p>
<p><img fetchpriority="high" decoding="async" class="alignnone wp-image-6812 size-large" src="https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Sound-Insulation-1024x576.jpeg" alt="Sound Insulation" width="1024" height="576" title="How to Soundproof a Wall 1" srcset="https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Sound-Insulation-1024x576.jpeg 1024w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Sound-Insulation-300x169.jpeg 300w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Sound-Insulation-768x432.jpeg 768w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Sound-Insulation-1536x864.jpeg 1536w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Sound-Insulation.jpeg 1920w" sizes="(max-width: 1024px) 100vw, 1024px" /></p>
<h2>Adding acoustic plasterboard</h2>
<p>If you want to <a href="https://www.ratioseven.co.uk/10-easy-ways-to-keep-your-house-warm-this-winter-save-money/">insulate</a> a room or add more soundproofing to a home, you should consider installing acoustic <a href="https://www.ratioseven.co.uk/what-is-dry-lining/">plasterboard</a>. Depending on your needs, you can use acoustic mineral walls with a thickness of 45kg/m3 or higher. Depending on the level of soundproofing you need, you can also use an acoustic membrane. Then, you can finish the soundproof wall with acoustic sealant.</p>
<p>Adding acoustic plasterboard is a great way to finish off your soundproof wall. It can be installed without the need for slabs or rolls. However, if you want to fully absorb sound, you should not use acoustic plasterboard. Its Sound Absorption Average (SAA) rating will tell you how well the board will absorb sound.</p>
<h2>Adding acoustic plasterboard to a party wall</h2>
<p>Adding acoustic plasterboard will give your party room the added benefit of soundproofing. It will help reduce the sound of your party without compromising on aesthetics. You will find acoustic plasterboard in many DIY stores, and they are easy to install. Here are some tips to help you achieve great soundproofing. First, make sure your party room is relatively large. Then, determine which rooms are the most soundproofed.</p>
<p><img decoding="async" class="alignright size-medium wp-image-6811" src="https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Sound-Insulation-Testing-300x169.jpeg" alt="Sound Insulation Testing" width="300" height="169" title="How to Soundproof a Wall 2" srcset="https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Sound-Insulation-Testing-300x169.jpeg 300w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Sound-Insulation-Testing-1024x576.jpeg 1024w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Sound-Insulation-Testing-768x432.jpeg 768w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Sound-Insulation-Testing-1536x864.jpeg 1536w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Sound-Insulation-Testing.jpeg 1920w" sizes="(max-width: 300px) 100vw, 300px" /></p>
<p>Although a party wall may be structurally sound, it can be a problem to hear through. In residential and commercial settings, they are used to separate adjacent buildings. Party walls can also connect buildings. However, it is not recommended for all types of party walls, as it may affect the aesthetics of your property. It may be possible to find a temporary solution to the noise problem.</p>
<h2>Building a staggered stud wall</h2>
<p>For the most effective soundproofing, you should build a double-stud wall. Although double-stud walls offer the best soundproofing, you can also make use of staggered studs. While these walls provide less soundproofing, they do take up less space than double-stud walls. But not all walls are designed for double-stud construction. In addition, some locations do not allow double-wall construction.</p>
<p>Single-stud walls have a lower STC, because they have a smaller air cavity. But larger air cavities have more impact on soundproofing. Your goal is to create the largest air cavity possible. Here are some tips and tricks for building a staggered stud wall. Just remember that it is important to check the acoustic properties of your walls before installing them. While there are two types of stud wall, the most effective option will depend on your needs and budget.</p>
<h2>Adding acoustic partition rolls to a ceiling</h2>
<p>If you&#8217;re looking to soundproof your home, you can try acoustic partition rolls. These acoustic rolls fit into a stud wall between timber studs, and are fixed to the ceiling at 600mm intervals. They also work to block sound transmission. They&#8217;re cheaper than other options, so you&#8217;ll probably want to use them on the ceiling first.</p>
<p>Acoustic roll is made of a rubber compound that increases its mass and density. It&#8217;s easy to install and adjust, and works in the same way as acoustic plasterboard. These are often used in conjunction with acoustic insulation. The roll will keep the room quieter, and it&#8217;s also lightweight and non-combustible, making it a good choice for walls and ceilings.</p>
<h2>Adding acoustic partition rolls to a wall</h2>
<p>Adding acoustic partition rolls is an effective way to soundproof a wall. Acoustic rolls are made of fibreglass, or glass wool. This material is spun into a product that contains tiny air pockets that trap sound. Most insulation products are intended to protect against <a href="https://www.ratioseven.co.uk/heat-loss-survey/">heat loss</a> and increase energy efficiency. An acoustic partition roll provides a superior level of acoustic insulation and can be installed with little to no effort.</p>
<p>This type of acoustic partition roll is easily installed and is ideal for low-level noise pollution. It is easier to handle and install than acoustic slabs, which tend to be quite dense. However, it&#8217;s important to note that acoustic partition rolls aren&#8217;t as effective as soundproof slabs. You should always use acoustic sealant when adding acoustic partition rolls to a soundproof wall.</p>
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		<title>A Guide To Planning Permission</title>
		<link>https://www.ratioseven.co.uk/a-guide-to-planning-permission/</link>
		
		<dc:creator><![CDATA[Craig]]></dc:creator>
		<pubDate>Fri, 06 May 2022 11:39:23 +0000</pubDate>
				<category><![CDATA[Project Management]]></category>
		<category><![CDATA[Planning Permission]]></category>
		<category><![CDATA[TPPM]]></category>
		<guid isPermaLink="false">https://www.ratioseven.co.uk/?p=6701</guid>

					<description><![CDATA[If you are looking to build a new extension or conservatory on your property, you may need to obtain planning permission. In this article we'll discuss whether you need permission to build an extension and the various types of permission you'll need. This is also an excellent opportunity to get started on researching planning permission, including the types of applications, requirements and process. If you want to learn more about applying for planning permission, keep reading!]]></description>
										<content:encoded><![CDATA[<h2>Do I Need Planning Permission?</h2>
<p>If you&#8217;re planning a new home extension or adding on a room, you&#8217;ll need to know if you need <strong>planning permission</strong> for your plans. There are several factors to take into account before applying for permission.</p>
<p>Listed buildings require full planning permission to make changes, and there are restrictions on how large extensions can be. The first step is to research your options. Some projects may be exempt from the need for planning permission, while others may require full permission.</p>
<p>You can check whether your home or property development requires planning permission before you start work. Some types of changes don&#8217;t require planning permission, but others may require <a href="https://www.ratioseven.co.uk/building-regulations-approval-2022/">Building Regulations approval</a> and statutory consent. There are plenty of resources available for planning permission and <a href="https://www.ratioseven.co.uk/10-tips-for-a-successful-building-regulations-inspection/">building regulations</a>. Check out the information <a href="https://www.planningportal.co.uk" target="_blank" rel="noopener">on the national planning portal</a> to get started. Once you know what you need, you can apply for it.</p>
<h2>What size extension without planning permission?</h2>
<p>Increasing interest rates may have prompted you to extend your home. You&#8217;re probably wondering what size extension is permitted without planning permission. Here are a few things to consider. The size of your extension must not exceed half the area of the original house. Consider when your house was built and whether previous owners have carried out extensions. And make sure you don&#8217;t build an extension near a public highway.</p>
<p>Depending on the style of your house, the length and height of your extension can vary greatly. If you&#8217;re adding a second storey to your home, you may be able to get away with a four-metre extension. Similarly, if your extension extends beyond the property boundary, it can&#8217;t be higher than six metres. In addition, your extension cannot take up more than half of your garden space.</p>
<h2>Things to consider</h2>
<p>To <a href="https://www.ratioseven.co.uk/self-build-houses-how-to-build-your-own-home/">build a house</a>, you will have to apply for planning permission. This will give your local council a say in the development, and will be checked by planning authorities to make sure your building or development complies with regulations. Ideally, your new building will not change the character of the surrounding area, so you will want to consider the following things when applying for planning permission. If you are not sure how to go about submitting a planning application, we have compiled a list of things you need to consider.</p>
<p><img decoding="async" class="alignnone wp-image-6703 size-large" src="https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Planning-Permission-Guide-1024x576.jpeg" alt="Planning Permission" width="1024" height="576" title="A Guide To Planning Permission 3" srcset="https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Planning-Permission-Guide-1024x576.jpeg 1024w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Planning-Permission-Guide-300x169.jpeg 300w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Planning-Permission-Guide-768x432.jpeg 768w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Planning-Permission-Guide-1536x864.jpeg 1536w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Planning-Permission-Guide.jpeg 1920w" sizes="(max-width: 1024px) 100vw, 1024px" /></p>
<p>One of the most crucial things to consider when applying for planning permission is the impact of your proposed development on neighbours. Often, objections to plans come from neighbours who did not know what you were planning. You should also park your vans and begin work in a considerate manner to minimise the disruption caused to neighbours. Ultimately, this process is not as hard as it may seem. By following the guidelines of your local planning authority, you will increase your chances of getting planning permission.</p>
<h2>Extensions and Conservatories</h2>
<p><em>Planning permission</em> for extensions and conservatories is not required for the majority of home improvements. Conservatories fall under the single-storey extension category, which is normally an exemption from building regulations. However, some types of conservatories may need permission if they exceed certain size limits. Read on to find out more about applying for permission for conservatories in the UK. It is important to note that the size limits for conservatories are often different from those for single-storey extensions.</p>
<p>Detached houses can add a single-storey rear extension without applying for planning permission. However, it is necessary to check that the proposed extension does not adversely impact the neighbouring properties. Similarly, if the conservatory is located within 2m of a property boundary, it can&#8217;t exceed four metres. It must be no bigger than half the garden, and the ridge of its roof cannot be higher than the eaves of the property. In addition, side extensions must not exceed half of the width of the house.</p>
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		<title>Self Build Mortgages</title>
		<link>https://www.ratioseven.co.uk/self-build-mortgages/</link>
		
		<dc:creator><![CDATA[Craig]]></dc:creator>
		<pubDate>Thu, 05 May 2022 16:39:36 +0000</pubDate>
				<category><![CDATA[Self Build]]></category>
		<category><![CDATA[Self Build Mortgage]]></category>
		<category><![CDATA[TPPM]]></category>
		<guid isPermaLink="false">https://www.ratioseven.co.uk/?p=6682</guid>

					<description><![CDATA[If you are considering a self-built home, you may be wondering how to obtain self build mortgages in the UK. This article will discuss how much deposit you should put down, which banks offer self-build mortgages and what the criteria for getting a self-build mortgage are. You'll also learn about what kind of property you can build with a self-build mortgage. Finally, you'll learn how much you can borrow.]]></description>
										<content:encoded><![CDATA[<h2>What deposit do I need for a self build mortgage?</h2>
<p>Usually, you will need a 15% deposit to secure a <strong><a href="https://www.ratioseven.co.uk/self-build-houses-how-to-build-your-own-home/">self build</a> mortgage</strong>. Despite its name, a self build mortgage is not like a traditional mortgage. You must have the cash in your bank to secure the loan. Some brokers may consider your existing assets as a means of borrowing against them, but they will prefer concrete cash. If you&#8217;re looking to get a self build mortgage, the following advice can help you.</p>
<p>A self build mortgage is often paid in arrears, so you&#8217;ll have to make repayments in stages, as the house is built. Generally, <a href="https://www.which.co.uk/money/mortgages-and-property/mortgages/mortgage-lender-reviews/best-mortgage-lenders-a3d348n5ky9d" target="_blank" rel="noopener">your mortgage provider</a> will release payments to you at each stage of construction. This is useful if you are unable to pre-fund the project. However, it is worth noting that arrears <a href="https://www.ratioseven.co.uk/self-build-houses-how-to-build-your-own-home/">self-build</a> mortgages tend to have higher interest rates than those that pay in advance.</p>
<p>You should be aware that self-build mortgages generally require a higher deposit than standard mortgages, ranging from 25% to 50%. Furthermore, you will likely have to pay for alternative accommodation while your property is being built. Self-build mortgages are not available from the larger lenders, so you&#8217;ll have to pay a higher deposit than standard mortgages. However, it&#8217;s worth noting that self-build mortgages are regulated mortgage contracts.</p>
<h2>Which banks offer self build mortgages?</h2>
<p>When it comes to the <a href="https://www.ratioseven.co.uk/self-build-houses-how-to-build-your-own-home/">construction of a new home</a>, which banks offer self-build mortgages? These mortgages can be difficult to find. Although they are not as straightforward as fixed-rate mortgages, they do offer some features that other types of mortgages can&#8217;t.</p>
<p>For example, a self-build mortgage can release funds either in advance of the construction or after it is completed. Another option is to use a tracker mortgage to get your funds at lower rates during the construction phase.</p>
<p><img loading="lazy" decoding="async" class="alignnone wp-image-6684 size-large" src="https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-Mortgage-1024x576.jpeg" alt="Self Build Mortgage" width="1024" height="576" title="Self Build Mortgages 4" srcset="https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-Mortgage-1024x576.jpeg 1024w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-Mortgage-300x169.jpeg 300w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-Mortgage-768x432.jpeg 768w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-Mortgage-1536x864.jpeg 1536w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-Mortgage.jpeg 1920w" sizes="(max-width: 1024px) 100vw, 1024px" /></p>
<p>When it comes to the loan amount, the maximum self-build mortgage is up to 75% of the final property value. You may also need to have <a href="https://www.ratioseven.co.uk/a-guide-to-planning-permission/">planning permission</a> for the building project. In some areas, this can take a few weeks, so make sure you factor this in your calculations.</p>
<p>If you do not have <a href="https://www.ratioseven.co.uk/building-regulations-approval-2022/">full planning permission</a>, you can look for plots for sale from the local planning authority. You can also <a href="https://www.ratioseven.co.uk/contact/">contact</a> a mortgage broker who can help you navigate the process and get you the best deal.</p>
<h2>What is the criteria for a self build mortgage?</h2>
<p>Self build mortgages are available from a range of lenders. Each has its own criteria and requirements, but in general, the maximum you can borrow is 85% of the cost of the property. Lenders usually base their self-build mortgages on a multiple of your income, although some will allow a higher or lower multiple in certain circumstances. This means you can borrow more money if you need to, but it&#8217;s not as easy as it seems!</p>
<p>Before you can apply for a self-build mortgage, you&#8217;ll need to submit detailed building plans and proof of planning permission. Your lender will also want to see that you&#8217;ll have a sufficient deposit to cover the <a href="https://www.ratioseven.co.uk/build-cost-reduction/">costs</a> of materials and labour, as well as any contingencies.</p>
<p>Self build mortgage brokers can help you apply for a self-build mortgage. You will need to obtain planning permission, which can take several weeks. Some lenders accept outline planning permission, but others require detailed planning permission. If you&#8217;re planning to <a href="https://www.ratioseven.co.uk/land-for-sale-buying-acquisition-cheshire/">build a home on a plot of land</a> owned by a local authority, you&#8217;ll need to apply for planning permission. Various websites will help you find plots for sale in your area.</p>
<h2>How much can I borrow for a self build mortgage?</h2>
<p>The amount you can borrow depends on the lender and your personal circumstances. If you are single, you may need a co-borrower. This person can split the deposit and monthly repayments. If you live together, you should get independent legal advice about your arrangements. A cohabitation agreement or declaration of trust may be needed.</p>
<p>Lenders will have their own criteria and methods of assessing your finances. However, most will lend up to four times your annual income. Some will also take into account bonuses, overtime, commission and bonuses.</p>
<p>If you are building a new house, you should keep in mind that many projects are overrun with costs. Taking out insurance is highly recommended as it can help you cover costs in case of delays, overspending or bad weather. Furthermore, you might need more money for a certain stage of the project.</p>
<p>If your self build mortgage provider releases more money to you early, it will reduce the amount you have to borrow for the rest of the project. In these cases, you can get a bridging loan to bridge the gap.</p>
<h2>Is it hard to get a self build mortgage?</h2>
<p>Although the amount of mortgage available is dependent on the lender and personal &amp; financial information, most lenders will offer up to 4x your annual income. There are exceptions, however, and some mortgage providers take into account bonuses, overtime and commissions in determining your maximum loan amount. The lender will also consider your free income, if any. This is why it is advisable to get independent legal advice before taking out a self build mortgage.</p>
<p>If you&#8217;re planning to build your own home, you should be aware that self build mortgages have higher interest rates than standard residential mortgages. They require a larger deposit, as well as more paperwork and planning permission.</p>
<p>You&#8217;ll also need to show evidence of your ability to pay for the project and cover running costs while you&#8217;re still living in your existing home. It&#8217;s also important to keep track of your finances, as a self build mortgage may not cover all the costs of building a house. Also, you should expect unforeseen delays and extra costs during the process of applying for the mortgage.</p>
<h2>Types of self-build mortgages</h2>
<p>The interest rates for self-build mortgages are usually higher than those for standard residential mortgages. You&#8217;ll need to make a larger deposit and submit building plans and cost projections to obtain this type of mortgage. You&#8217;ll also need to track your finances and make sure you have enough cash on hand for unforeseen expenses and delays. Types of <strong>self-build mortgages</strong> vary depending on the size of your project.</p>
<p><img loading="lazy" decoding="async" class="alignright wp-image-6684" src="https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-Mortgage-300x169.jpeg" alt="Self Build Mortgage" width="432" height="243" title="Self Build Mortgages 5" srcset="https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-Mortgage-300x169.jpeg 300w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-Mortgage-1024x576.jpeg 1024w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-Mortgage-768x432.jpeg 768w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-Mortgage-1536x864.jpeg 1536w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-Mortgage.jpeg 1920w" sizes="(max-width: 432px) 100vw, 432px" />Typically, a self-build mortgage comes with no security and can be obtained when the <a href="https://www.ratioseven.co.uk/how-to-save-money-on-the-build-costs-of-a-new-home/">new build</a> has been certified habitable and issued with a <a href="https://www.ratioseven.co.uk/building-regulations-specification-and-advice/">Building Control Completion Certificate</a>. While the interest rates for self-build mortgages tend to be higher than standard residential mortgages, the interest rates can be considerably reduced by putting down a larger deposit.</p>
<p>Self-build mortgages typically have a LTV of sixty to eighty percent, so you can borrow between 60% and 80% of the property&#8217;s value.</p>
<p>Another difference between advance and arrears self-build mortgages is the method of payment. Advance self-build mortgages release funds before the major stages of a project, such as the foundation phase.</p>
<p>These types are most beneficial for those with cash on hand. However, if you have a large deposit ready and don&#8217;t need to use your own money to pay off your mortgage, an arrears self-build mortgage can be a good option.</p>
<h2>Advantages and disadvantages</h2>
<p>There are certain advantages and disadvantages of self-build mortgages. Although the interest rate tends to be higher than with standard residential mortgages, the savings made in the process can make up for the higher interest rate.</p>
<p>Self-build mortgages are also more difficult to get from large lenders. Furthermore, deposit amounts may be as high as 50%. Therefore, people planning to build a home should have a good savings account.</p>
<p>Self-build mortgages do not offer security and are usually issued in parts. However, lenders will check your credit history and affordability before giving you a self-build mortgage. As the interest rates tend to be higher than those of standard mortgages, increasing the amount of deposit you have will help to lower repayments.</p>
<p>Self-build mortgages typically come with 60%-80% LTV, so you should have a good deposit.</p>
<p>A self-build mortgage is an option for those who are unable to finance the project themselves. Nevertheless, it does have its limitations. Because these loans are not as widely available, they may not be as competitive as a standard mortgage.</p>
<p>The rates are not as competitive as standard fixed-rate mortgages. Therefore, it is best to seek the advice of a mortgage adviser when looking for a self-build mortgage.</p>
<h2>How does a self-build mortgage work?</h2>
<p>A self-build mortgage differs from a conventional house buying mortgage in several ways. Rather than giving a lump sum to borrowers at the beginning of the project, self-build mortgages release funds to the borrower over a number of instalments as the house is constructed.</p>
<p>These instalments are intended to cover the costs of each stage of the project. Some lenders will release funds in arrears while others will pay them in advance. Regardless of the type of self-build mortgage, the main difference between a traditional mortgage and a self-build one is the repayment schedule.</p>
<p>Before acquiring a self-build mortgage, you will need to meet the lending criteria of the lender. The lender will base the amount of the loan on your individual financial situation and your ability to repay it. You should have a steady income and a good credit score to qualify for the best self-build mortgage rates. Also, be aware that the costs of building a house may exceed the funds you obtain for the <strong><em>self build mortgage</em></strong>.</p>
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		<title>Self Build Houses &#8211; How to Build Your Own Home</title>
		<link>https://www.ratioseven.co.uk/self-build-houses-how-to-build-your-own-home/</link>
		
		<dc:creator><![CDATA[Craig]]></dc:creator>
		<pubDate>Thu, 05 May 2022 14:01:17 +0000</pubDate>
				<category><![CDATA[Self Build]]></category>
		<category><![CDATA[TPPM]]></category>
		<guid isPermaLink="false">https://www.ratioseven.co.uk/?p=6670</guid>

					<description><![CDATA[There are many misconceptions about self build homes. People tend to think that all self-build homes are timber frames, but in reality, many are not. Self-build houses can be built using traditional masonry construction, half-timbered oak frame, or even modern airt super-insulated structural insulated panels. Alternatively, some self-build homes are constructed using modern materials such as steel, concrete, and lots of glass.]]></description>
										<content:encoded><![CDATA[<h2>What is a Self Build Project?</h2>
<p>While self-building does not necessarily require a lot of experience, there are many decisions to make and considerations to make. If you&#8217;ve never done homebuilding before, you can take a self-build course, which is organised by the nSBRC. Once your property is finished, you can kick back and relax. However, self-building is not without its challenges. The first step is to decide how much money you&#8217;re willing to spend on the project.</p>
<p><img loading="lazy" decoding="async" class="alignnone wp-image-6675 size-large" src="https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-Plans-1024x576.jpeg" alt="Self Build Plans" width="1024" height="576" title="Self Build Houses - How to Build Your Own Home 6" srcset="https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-Plans-1024x576.jpeg 1024w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-Plans-300x169.jpeg 300w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-Plans-768x432.jpeg 768w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-Plans-1536x864.jpeg 1536w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-Plans.jpeg 1920w" sizes="(max-width: 1024px) 100vw, 1024px" /></p>
<p>Once you have decided on the general design of your new home, you&#8217;ll need to get contractors. To <a href="https://www.ratioseven.co.uk/how-to-choose-a-builder/">find a builder</a>, recommendations are helpful. You&#8217;ll also need specialist insurance, and should know who to hire for these. You may also need to apply for further permissions or arrange temporary accommodation. But no matter how much money you&#8217;re willing to spend, the benefits will be worth it.</p>
<p>As with any type of project, there are many things to consider before you start. You&#8217;ll need to get your hands dirty, so prepare for this. You&#8217;ll need to hire builders and architects, and you&#8217;ll need to know how to deal with contractors and subcontractors. You&#8217;ll also need a team to help you, especially if you&#8217;re building a new home. Self-builders should make sure they include all of their potential snags in their contract.</p>
<h2>Is a Self Build House Right for Me?</h2>
<p><img loading="lazy" decoding="async" class="alignright wp-image-6676" src="https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-Property-300x169.jpeg" alt="Self Build Property" width="430" height="242" title="Self Build Houses - How to Build Your Own Home 7" srcset="https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-Property-300x169.jpeg 300w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-Property-1024x576.jpeg 1024w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-Property-768x432.jpeg 768w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-Property-1536x864.jpeg 1536w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-Property.jpeg 1920w" sizes="(max-width: 430px) 100vw, 430px" />Before you start looking for a <a href="https://www.ratioseven.co.uk/finding-the-perfect-location-options-to-consider-for-a-self-build-property/">self build</a> house <a href="https://www.ratioseven.co.uk/easy-steps-to-hiring-paying-the-builder-for-your-building-project/">builder</a>, make sure to do some research. Read customer reviews and see who the builder has worked with in the past. Read about the builder&#8217;s process and how responsive they were when customers complained about problems. Find out if they made any mistakes or if they responded to repair requests promptly.</p>
<p>You can also get references from local banks or construction loan providers. These bankers will know which builders are worth hiring, and will be able to guide you through the process.</p>
<h2>What are UK Self Build Schemes?</h2>
<p>The government is currently <a href="https://www.gov.uk/government/news/over-150-million-funding-to-kickstart-self-building-revolution" target="_blank" rel="noopener">offering £150m of government money</a> for self-building, aiming to lower the upfront <a href="https://www.ratioseven.co.uk/build-cost-reduction/">costs</a> for first time buyers, younger people and those on low incomes. These grants come in the form of a government equity loan that tops up the deposit and mortgage, and improves interest rates. Currently, one in three British adults is interested in building their own home. This government scheme is also expected to help small building firms increase their business.</p>
<p>The equity loan scheme allows participants to make a 5% deposit, compared to the usual 20%. This reduces the financial barrier for first-time home buyers. This equity loan can be used towards a building project or land purchase. In many cases, this is sufficient to build a modest home. The government&#8217;s goal is to create 40,000 new homes through this scheme, but the requirements are strict.</p>
<h2>How Much Does it Cost to Self Build a House?</h2>
<p>In the UK, the cost of <a href="https://www.ratioseven.co.uk/a-guide-to-planning-permission/">planning permission</a> is around £500. <a href="https://www.ratioseven.co.uk/building-regulations-specification-and-advice/">Building regulation applications</a> and structural engineer reports can cost £1,000 and up, respectively. The costs of site surveys and landscaping can add several thousand pounds. There are legal costs and taxes to consider, and <a href="https://www.ratioseven.co.uk/self-build-insurance-why-its-important/">self-build insurance</a> may cost you 1% of the overall cost.</p>
<p><img loading="lazy" decoding="async" class="alignnone wp-image-6673 size-large" src="https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-Home-1024x576.jpeg" alt="Self Build Home" width="1024" height="576" title="Self Build Houses - How to Build Your Own Home 8" srcset="https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-Home-1024x576.jpeg 1024w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-Home-300x169.jpeg 300w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-Home-768x432.jpeg 768w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-Home-1536x864.jpeg 1536w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-Home.jpeg 1920w" sizes="(max-width: 1024px) 100vw, 1024px" /></p>
<p>It is possible to build your own house for a lower cost than buying one. This way, you can create your own design and build a house to your specifications. There are also numerous government incentive schemes that make self-building a good option, such as VAT relief on labour and materials. A self-built home can be worth 20% more than an equivalent house, but it may take two years to complete. However, the cost may not be as affordable as you think.</p>
<p>If you plan to do the construction yourself, you should make an estimate of what materials you will need and what labour rates are for the different trades. Besides planning, you should take into account any charges that may come up along the way.</p>
<p>For instance, if you live in a mining region, you might need to hire a <a href="https://www.ratioseven.co.uk/how-to-choose-a-good-building-surveyor/">surveyor</a> to look into mining problems. A planning department can advise you on which types of survey are needed for your specific building site.</p>
<h2>How Much Money Can I Make on a Self Build?</h2>
<p>A recent report on self-building homes revealed that novice and experienced builders could earn up to 20-30% profit from a project. Unlike large housebuilders, amateurs are more likely to match the profit margins of big companies. <a href="https://www.channel4.com/programmes/grand-designs" target="_blank" rel="noopener">TV shows such as Grand Designs</a> have encouraged people to consider building their own home. However, there are some important things to remember when taking on a self build project.</p>
<p><img loading="lazy" decoding="async" class="alignright wp-image-6674" src="https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-House-300x169.jpeg" alt="Self Build House" width="432" height="243" title="Self Build Houses - How to Build Your Own Home 9" srcset="https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-House-300x169.jpeg 300w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-House-1024x576.jpeg 1024w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-House-768x432.jpeg 768w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-House-1536x864.jpeg 1536w, https://www.ratioseven.co.uk/wp-content/uploads/2022/05/Self-Build-House.jpeg 1920w" sizes="(max-width: 432px) 100vw, 432px" />Before starting any building project, always check your financial situation. Before hiring any tradesman or company, check your eligibility for a mortgage. If you are unable to pay for the materials in full, you may experience difficulties later. Whether you can make this payment is a separate question.</p>
<p>Always remember to stick to your budget &#8211; materials, labour, VAT, insurance, etc. &#8211; and make sure to follow timeframes.</p>
<p>A professional builder should charge you a fee of between 15% and 10% of the total project costs. If you are self-constructing a new home, as mentioned earlier, planning applications can cost around £500, but they can spiral into the thousands if there is an appeal process.</p>
<p>Structural engineers and site surveys can cost hundreds of pounds each. If you&#8217;re converting a non-residential building, you must obtain a <a href="https://www.gov.uk/vat-building-new-home/how-to-claim" target="_blank" rel="noopener">VAT 431NB</a> or 431C form before you begin work.</p>
<h2>Is a Self Build House Cheaper than Buying?</h2>
<p>There are many reasons to opt for self-building over buying. Despite the fact that there are several advantages to doing it yourself, it may be more expensive than buying a new home. For instance, there is more risk involved, such as not knowing whether you will have enough money to finish the project on time. However, if you&#8217;re prepared to make a lot of sacrifices and work hard to complete your project on time, self-building can be an excellent option.</p>
<p>There are many hidden costs involved when buying a home. The price of a new home can be inflated if you add on costly upgrades and amenities. These costs may not be included in your contract, so you&#8217;ll have to make extra allowances for these costs. You should also stick to the price range you can afford &#8211; your monthly house payment should be no more than 25 percent of your take home pay.</p>
<h2>How do you Fund a Self Build Property?</h2>
<p>You might be wondering how to fund a self build property in the United Kingdom. There are several ways to finance your project. You can apply for government schemes like Help to Build, which give you 5% of the cost of your self-build property in return for a 5% deposit. However, these schemes apply to one property only. For this reason, you should check your eligibility carefully before you start applying for government help.</p>
<p>Self-build mortgages are available from specialist lenders who have a good understanding of the process. These mortgages are different from standard mortgages in that they require more information about your project, including full cost breakdowns, a build schedule, details about your project manager, and a copy of your plan for the property. You can also apply for a larger sum of money with a <a href="https://www.ratioseven.co.uk/self-build-mortgages/">self-build mortgage</a>. If you&#8217;re looking to borrow more money to finance your project, you can consider remortgaging your current home.</p>
<p>If you&#8217;re lucky enough to have some savings to fund your project, you can release equity from your current home. This is not applicable to everyone, but it can make your project faster and easier. Some developers even use short-term funding at auctions to get the funds they need for their project. A 28-day hammer-to-completion timeframe is better than the six-week timeframe that regular lenders require.</p>
<h2>How do I Find a Self Build Plot?</h2>
<p>There are many ways to <a href="https://www.ratioseven.co.uk/land-for-sale-buying-acquisition-cheshire/">find a plot to build a new home</a>. You may want to register with an estate agent to be alerted to new plots that become available. If your budget is limited, staying in touch with local <a href="https://www.ratioseven.co.uk/how-to-choose-a-good-building-surveyor/">surveyors</a> and architects may also help you find a plot that fits your needs. You may also want to <a href="https://www.ratioseven.co.uk/contact/">contact</a> property auction specialists in your area. There are websites that keep you informed of forthcoming auctions and offer listings for single house plots. Brownfield sites are also a good option as they are usually required to be demolished before new Self Builds can be built.</p>
<p><img loading="lazy" decoding="async" class="alignnone wp-image-4005 size-full" src="https://www.ratioseven.co.uk/wp-content/uploads/2019/05/land-sale-sign-empty-land.jpg" alt="Land For Sale" width="1000" height="750" title="Self Build Houses - How to Build Your Own Home 10" srcset="https://www.ratioseven.co.uk/wp-content/uploads/2019/05/land-sale-sign-empty-land.jpg 1000w, https://www.ratioseven.co.uk/wp-content/uploads/2019/05/land-sale-sign-empty-land-300x225.jpg 300w, https://www.ratioseven.co.uk/wp-content/uploads/2019/05/land-sale-sign-empty-land-768x576.jpg 768w" sizes="(max-width: 1000px) 100vw, 1000px" /></p>
<p>When looking for a plot to build on, you may want to consider its location and the supply of housing in the area. There are also various factors to consider, such as architectural design and green principles. If you are building on a plot that is not listed on any commercial portals, you may also want to consider a plot that has an existing house on it. For instance, if the plot you&#8217;re interested in is in a prime location with ample space, you may want to consider purchasing a plot that is located near a railway line or in an area where there is a high concentration of greenery.</p>
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		<title>Water Underfloor Heating</title>
		<link>https://www.ratioseven.co.uk/water-underfloor-heating/</link>
		
		<dc:creator><![CDATA[Craig]]></dc:creator>
		<pubDate>Wed, 23 Mar 2022 03:31:05 +0000</pubDate>
				<category><![CDATA[Home Energy]]></category>
		<category><![CDATA[Project Management]]></category>
		<category><![CDATA[TPPM]]></category>
		<category><![CDATA[Water Underfloor Heating]]></category>
		<category><![CDATA[Wet Underfloor Heating]]></category>
		<guid isPermaLink="false">https://www.ratioseven.co.uk/?p=6526</guid>

					<description><![CDATA[Water underfloor heating works by distributing heat evenly throughout the floor. This technology operates at a lower temperature than traditional radiators, reducing energy costs. It can keep your floors warm even when the windows are open. In addition to the many benefits of water underfloor heating, this type of flooring can add value to your home, boosting the overall market value of your home. Here are some of the advantages of water underfloor systems.]]></description>
										<content:encoded><![CDATA[<p>Water <a href="https://www.ratioseven.co.uk/electric-underfloor-heating-advantages/">underfloor heating</a> &#8211; The quickest and most effective way to install wet underfloor heating is by converting your existing flooring system. You can use an existing screed or concrete floor, and the system will fit over it. This method works well when the original flooring system is still intact. It does not require screeding or concrete, which makes it a perfect choice for <a href="https://www.ratioseven.co.uk/advantages-of-retrofitting-your-home/">retrofitting</a>. This method will help maintain a comfortable temperature in a room, and will make your home more <a href="https://www.ratioseven.co.uk/how-can-ratio-seven-assist-in-designing-energy-efficient-lighting-strategies/">energy-efficient</a> than ever.</p>
<h2>Water underfloor heating can be used to heat larger areas of your home</h2>
<p>Wet systems require a little more effort than electric systems, and they have a higher installation cost. However, they can provide better insulation and can be used to heat larger areas of your home. For example, water underfloor heating systems require a manifold, which is typically the size of a standard radiator. This unit will circulate the heated water throughout the entire home, and can help to keep it warm in a room that is prone to cold spots.</p>
<p><img loading="lazy" decoding="async" class="alignright wp-image-6529" src="https://www.ratioseven.co.uk/wp-content/uploads/2022/03/Water-Underfloor-Heating-Pipes-300x200.jpeg" alt="Water Underfloor Heating Pipes" width="420" height="280" title="Water Underfloor Heating 11" srcset="https://www.ratioseven.co.uk/wp-content/uploads/2022/03/Water-Underfloor-Heating-Pipes-300x200.jpeg 300w, https://www.ratioseven.co.uk/wp-content/uploads/2022/03/Water-Underfloor-Heating-Pipes-1024x683.jpeg 1024w, https://www.ratioseven.co.uk/wp-content/uploads/2022/03/Water-Underfloor-Heating-Pipes-768x512.jpeg 768w, https://www.ratioseven.co.uk/wp-content/uploads/2022/03/Water-Underfloor-Heating-Pipes.jpeg 1200w" sizes="(max-width: 420px) 100vw, 420px" />Another advantage of water underfloor heating is that it is cheaper to run than electric systems. The only downside of electric systems is that they are much less efficient than gas radiators. Additionally, they have better temperature control than gas radiators. If you&#8217;re planning to install water underfloor heating, you should take into consideration the <a href="https://www.ratioseven.co.uk/impact-renewable-energy-systems-sap-calculations/">renewable energy</a> incentives available to UK homeowners. The <a href="https://www.ratioseven.co.uk/build-cost-reduction/">costs</a> of installing a <strong>water underfloor <a href="https://www.ratioseven.co.uk/how-to-optimise-your-heating-system-for-better-sap-results/">heating system</a></strong> are relatively small compared to other types of underfloor heating.</p>
<h2>Water underfloor heating is cheaper to run than an electric system</h2>
<p>Water underfloor heating is more expensive to <a href="https://www.ratioseven.co.uk/electric-underfloor-heating-advantages/">install than electric systems</a>, but the cost of electricity varies by region. An electric system requires an electrician to install the system, while water-based systems can be installed easily and cost-effectively. These systems require a professional installation, and <a href="https://www.uswitch.com/gas-electricity/" target="_blank" rel="noopener">electricity prices vary greatly</a> across the country. When you install a water-based system, you must be aware that it uses water that is at a lower temperature than electric radiators.</p>
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				Water Underfloor Heating			</a>
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<p><a href="https://www.ratioseven.co.uk/electric-underfloor-heating-advantages/">Electric underfloor heating</a> is more efficient than wet underfloor heating, which can save space. It doesn&#8217;t need radiators to be installed, and the system is completely invisible. If you have high ceilings, water underfloor heating can help you save space, as it helps to dry floors more quickly. It also allows you to enjoy a minimalistic look since water isn&#8217;t transferred through the floor. A bathroom is the most ideal place for water underfloor heating.</p>
<h4>More environmentally-friendly form of heating</h4>
<p>The wet underfloor heating system is more energy-efficient than traditional radiators. Radiators heat the air around them. If they are positioned on one side of the room, their heat will only reach the nearest area. In contrast, underfloor heating uses all of the heat that it produces. This means that water underfloor heating can be much more economical than radiators. This type of floor heating is more environmentally friendly than other types of flooring.</p>
<p>Another difference between water-based and electrical underfloor heating systems is in the installation process. A water-based system requires more piping and more expensive. It is recommended that you hire a qualified plumber for this task. There are many advantages of hydronic underfloor heating. Aside from its cost, water underfloor heating is also a great option for those with low-priced homes. Aside from being more environmentally friendly, water underfloor heating is more affordable and requires fewer installations than electric.</p>
<p>The <em>water underfloor heating system</em> is more expensive than electric underfloor heating, but it is a great way to <a href="https://www.ratioseven.co.uk/build-cost-reduction/">save money</a> on your energy bills. Unlike electric underfloor heating, water underfloor heating systems are not as expensive as electricity. But they will require a professional to install them. The installation is not cheap, so you may need to hire a plumber to install water underfloor heating in your home.</p>
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		<title>Electric Underfloor Heating Advantages</title>
		<link>https://www.ratioseven.co.uk/electric-underfloor-heating-advantages/</link>
		
		<dc:creator><![CDATA[Craig]]></dc:creator>
		<pubDate>Fri, 18 Mar 2022 12:15:56 +0000</pubDate>
				<category><![CDATA[Project Management]]></category>
		<category><![CDATA[Electric Underfloor Heating]]></category>
		<category><![CDATA[TPPM]]></category>
		<category><![CDATA[Underfloor Heating]]></category>
		<category><![CDATA[Water Underfloor Heating]]></category>
		<category><![CDATA[Wet Underfloor Heating]]></category>
		<guid isPermaLink="false">https://www.ratioseven.co.uk/?p=6518</guid>

					<description><![CDATA[Electric underfloor heating. There are two main types of underfloor heating: electric and hydronic. Electric systems use electricity to heat your floors and hot water uses water. Both types of systems use a pump to move the water through pipes. Underfloor radiant heating systems use electricity, water, or geothermal or solar heat pumps to warm your floors and space. Each type of system can provide a warm floor or room. Each type requires a different setup.]]></description>
										<content:encoded><![CDATA[<h2>Electric Underfloor Heating</h2>
<p>The electric system is one of the most popular <a href="https://www.ratioseven.co.uk/water-underfloor-heating/">underfloor heating</a> types. It requires more installation and is usually only worthwhile <a href="https://www.ratioseven.co.uk/sap-calculations/sap-calculations-for-new-builds/">in new builds</a>. It uses multiple pipes from the <a href="https://www.ratioseven.co.uk/choosing-a-new-boiler-finding-the-perfect-fit-for-your-home/">boiler</a> to supply <a href="https://www.ratioseven.co.uk/how-do-sap-calculations-factor-in-hot-water-systems/">hot water</a> to the floor. A thermostat is installed in each room to control the temperature. Choosing between these two types of systems is best based on your lifestyle and the room you wish to heat. This type of system is the most expensive option and is recommended for newly-built homes.</p>
<p><strong>Electric underfloor heating</strong> is less expensive than water-based underfloor heating. This type of system is also easier to install in new builds, as floor adjustment is considered at the start of the construction process. However, electric floor heating solutions vary in price and feature. For the best choice, consult the <a href="https://www.ratioseven.co.uk/technical-coordination/">technical</a> specifications and installation manual for further information. You can find the best solution for your needs by checking the features and benefits of each type. A guide to choosing the right type of underfloor heating is essential.</p>
<h4>The right type of electric underfloor heating is essential</h4>
<p>Electrical underfloor heating systems use heated mats under the top layer of flooring. They are quick to install and run. They are most suitable for smaller rooms. Whether it&#8217;s a small apartment or a huge mansion, electric underfloor heating is the most affordable and most efficient option for your home. You will <a href="https://www.ratioseven.co.uk/build-cost-reduction/">save money</a> on energy bills with both wet and dry underfloor heating options. They also last longer. If you are planning to install these heating systems, check to see which type is compatible with your home.</p>
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			<a href="https://www.ratioseven.co.uk/electric-underfloor-heating-advantages/">
				Electric Underfloor Heating Advantages			</a>
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			<a href="https://www.ratioseven.co.uk/part-l-building-regulations-2022/">
				Changes to Part L Building Regulations &#8211; June 2022			</a>
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				A Guide To Planning Permission			</a>
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				Loft Insulation Checks &#8211; How to Insulate Your Loft			</a>
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<p>Radiant floor heating is very effective. It uses a network of pipes beneath the floor that heats up a water tank that flows through a pipe. The pipes are powered by a heat pump, <a href="https://en.wikipedia.org/wiki/Solar_thermal_energy" target="_blank" rel="noopener">solar thermal energy</a>, or a boiler. A heat source can be placed directly beneath the floor. This type of underfloor heating also provides energy to the entire building. You can choose a combination of these three types of underfloor heating in a single floor.</p>
<p><img loading="lazy" decoding="async" class="alignright wp-image-6522" src="https://www.ratioseven.co.uk/wp-content/uploads/2022/03/Electric-Underfloor-Heating-Thermal-Check-300x200.jpeg" alt="Electric Underfloor Heating Thermal Check" width="420" height="280" title="Electric Underfloor Heating Advantages 12" srcset="https://www.ratioseven.co.uk/wp-content/uploads/2022/03/Electric-Underfloor-Heating-Thermal-Check-300x200.jpeg 300w, https://www.ratioseven.co.uk/wp-content/uploads/2022/03/Electric-Underfloor-Heating-Thermal-Check-1024x683.jpeg 1024w, https://www.ratioseven.co.uk/wp-content/uploads/2022/03/Electric-Underfloor-Heating-Thermal-Check-768x512.jpeg 768w, https://www.ratioseven.co.uk/wp-content/uploads/2022/03/Electric-Underfloor-Heating-Thermal-Check.jpeg 1200w" sizes="(max-width: 420px) 100vw, 420px" /></p>
<p>The most common type of underfloor heating is electric. It is very cost-effective and does not require any special installation. This type of heating is made up of loose heating cables and foil mats. The cables run beneath the floor and heat the room by passing electricity through them. The cables will then heat the area underneath the floor. These wires do not create a warm surface and can heat a room more rapidly than warm water.</p>
<p>Another type of underfloor heating is electric. Electric systems use electricity and run through wires laid beneath the floor. This type of heating will not affect the height of the ceilings. The system will not affect the height of the ceilings and will be installed under the screed. Besides electric, there are many other underfloor heating types available on the market today. But which one to choose?</p>
<p>The best underfloor heating type will depend on the size of the room and the desired warmth.</p>
<h2>Heated by hydronic systems</h2>
<p><a href="https://www.ratioseven.co.uk/how-to-install-ceramic-floor-tiles/">Stone flooring is an excellent choice</a> for underfloor heating systems. These floors are durable and long-lasting. They can be heated from under. Some stone floorings can also be heated by hydronic systems. These heaters can be switched on and off at will. There are many types of underfloor heating systems. In addition to electric underfloor heating, they are compatible with various types of tile and stone. Depending on the type of floor you have installed, you can choose among a number of different types.</p>
<p>Electric underfloor heating systems can be combined with other types of heating systems. With the help of a steam boiler, these underfloor heating systems are easy to install. The system can be easily installed. The electric heaters will need to be connected to a steam boiler. If you have a <a href="https://www.ratioseven.co.uk/the-pros-and-cons-of-wooden-flooring/">wood floor</a>, you can install an electric underfloor <a href="https://www.ratioseven.co.uk/how-to-optimise-your-heating-system-for-better-sap-results/">heating system</a>. If you have a carpeted floor, the best option would be a wet underfloor heating system.</p>
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		<title>The Pros and Cons of Wooden Flooring</title>
		<link>https://www.ratioseven.co.uk/the-pros-and-cons-of-wooden-flooring/</link>
		
		<dc:creator><![CDATA[Craig]]></dc:creator>
		<pubDate>Thu, 17 Mar 2022 12:39:03 +0000</pubDate>
				<category><![CDATA[Project Management]]></category>
		<category><![CDATA[Flooring]]></category>
		<category><![CDATA[TPPM]]></category>
		<category><![CDATA[Wood Flooring]]></category>
		<category><![CDATA[Wooden Flooring]]></category>
		<guid isPermaLink="false">https://www.ratioseven.co.uk/?p=6503</guid>

					<description><![CDATA[Wooden floors have a number of advantages, and they are a good option for any home. Apart from being aesthetically pleasing, wooden floors are also extremely durable and resilient. They are also an excellent investment for your home, and can add a high market value to it. Here are some of the benefits of using wood in your home. Read on to find out more. And don't forget to check the certifications of the wood you're considering.]]></description>
										<content:encoded><![CDATA[<h2>Wooden Flooring Types</h2>
<p>The quality of the wood will determine how well it lasts. Some flooring materials can last for centuries, while others need frequent refinishing. A good quality wooden flooring can be refinished to remove scratches and scuff marks, while others can be replaced if damaged. In addition to being durable, wooden flooring is easy to clean, versatile, and hygienic. It can match almost any colour scheme and style of the home, from traditional to modern.</p>
<p>Wooden floors can be easily cleaned and don&#8217;t attract much dust and debris. There are no harmful electromagnetic fields that could damage the wood&#8217;s finish, so you don&#8217;t have to worry about attracting dirt and odours. However, this type of flooring is susceptible to spills, and can produce an unpleasant odour, especially in households with pets and children. Therefore, it&#8217;s important to make sure that you clean the floor properly after each spill.</p>
<h2>Wooden Flooring Installation Options</h2>
<p>Wooden flooring can be installed in two ways: it can be glued down, or it can float. You can either use glue to fix down the boards or keep them floating, depending on their construction. This depends on the area that needs to be covered. Floating the boards is fine for small spaces, while glueing down the entire floor is more suitable for larger rooms. Before you choose a style and material for your home, be sure to talk to the professionals about the best installation process.</p>
<p>There are many benefits of using wood in your home. While the flooring is easy to install, it can be costly and requires a lot of maintenance. With proper care, wood flooring can last a long time. When installed correctly, it can greatly increase your home&#8217;s value. The best way to keep it looking beautiful is to protect it with wood oil. While stains can be removed, they must not be replaced. If you want to keep the floor looking new, you must consider its maintenance.</p>
<h2>Benefits of Wooden Flooring</h2>
<p>The biggest benefit of wooden flooring is that it is more expensive than other types of flooring. However, it is more durable and can add great value to your home. When it comes to selling, wooden floors are more attractive than other kinds of flooring. It will increase the value of your home and increase the price of your property. It is a good choice for those who want to live in a peaceful place. The beauty of wood floors cannot be matched.</p>
<p>Aside from being environmentally friendly, wood flooring has many other benefits. It is very durable and, with proper care, it can last a lifetime. Not only does it look beautiful, but it also provides an excellent environment for your family. The natural beauty of wood floors makes them ideal for a home. This is why they are so popular. While wood flooring has some disadvantages, it can also be a great choice for many people. In addition to being environmentally friendly, wooden flooring adds a warm and rich look to your home.</p>
<h4>How to choose your Wooden Flooring</h4>
<p>Choosing the right wood flooring for your home can be difficult. While there are a few options for wooden flooring, a professional installer will know how to select the best type for your home. It is important to understand that the different types of wood flooring are both attractive and durable. One of the benefits of wooden flooring is that it is hygienic. In addition to being less susceptible to <a href="https://www.ratioseven.co.uk/10-ways-to-prevent-window-condensation-and-mould/">mould</a> and mildew, it is also more suitable for allergy sufferers.</p>
<p>The main benefit of wooden flooring is that it can fit in with any kind of home. Its timeless appeal is a great selling point. Unlike carpets, which are often in vogue, wood floors are easy to clean and need little maintenance. And unlike carpets, they&#8217;re also more durable. It doesn&#8217;t sag, and they don&#8217;t absorb odours and allergens. It doesn&#8217;t take much care to keep your wooden floor looking its best.</p>
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		<title>How Do You Avoid Carbon Monoxide Poisoning in Your House?</title>
		<link>https://www.ratioseven.co.uk/how-do-you-avoid-carbon-monoxide-poisoning-in-your-house/</link>
		
		<dc:creator><![CDATA[Craig]]></dc:creator>
		<pubDate>Thu, 17 Mar 2022 12:12:30 +0000</pubDate>
				<category><![CDATA[Project Management]]></category>
		<category><![CDATA[Carbon Monoxide]]></category>
		<category><![CDATA[TPPM]]></category>
		<guid isPermaLink="false">https://www.ratioseven.co.uk/?p=6500</guid>

					<description><![CDATA[Carbon monoxide, or CO, is an odorless, colorless gas that can kill in seconds. It can cause sudden cardiac arrest and death in high concentrations. Over 400 people die from carbon monoxide poisoning each year and 20,000 more visit emergency rooms. The most common way for carbon dioxide to poison a person is by burning fuel in a car or small engine. When this fuel is not ventilated properly, it can accumulate and kill a person.]]></description>
										<content:encoded><![CDATA[<h2>Carbon monoxide is an odourless, colourless gas that can kill in seconds</h2>
<p>Carbon monoxide, or CO, is an odourless, colourless gas that can kill in seconds. It can cause sudden cardiac arrest and death in high concentrations. Over 400 people die from carbon monoxide poisoning each year and 20,000 more visit emergency rooms. The most common way for carbon dioxide to poison a person is by burning fuel in a car or small engine. When this fuel is not ventilated properly, it can accumulate and kill a person.</p>
<p>Early symptoms of CO poisoning may include headaches, dizziness, confusion, nausea, and weakness. These symptoms usually worsen after you turn on a fuel-burning device, and you should <a href="https://www.ratioseven.co.uk/contact/">contact</a> your gas company or heating contractor if you suspect a leak or CO poisoning. Smokers should also avoid using gas-powered devices inside the house, and they should make sure their chimneys are clear of snow. Those who use portable generators should check them every year and make sure they are not blocked by debris or ice.</p>
<h2>Only use appliances that are safe to use inside the home</h2>
<p>It is important to ventilate your home and make sure you are using appliances that are safe to use inside. If you have a gas range or a portable camp stove, never use them inside the house. You should also avoid using gasoline-powered engines in confined spaces, such as a garage. You should also keep any portable generators and cars away from windows. It is important to know what the potential sources are for carbon monoxide in your home.</p>
<p>If you&#8217;re working or living in a building where carbon monoxide levels are high, you should follow safety guidelines. For example, if you&#8217;re in a building where you&#8217;re likely to be exposed to CO, you should close windows and doors. The air you breathe in should be free of any drafts. Do not forget to take a breath of the air, as this will irritate the lungs.</p>
<h2>The symptoms of CO poisoning are similar to those of flu</h2>
<p>Carbon monoxide poisoning is a serious problem. The symptoms of CO poisoning are similar to those of flu or food poisoning, but they improve once you leave the building. While CO concentrations in homes are lower than the recommended levels for most people, it is still dangerous to breathe the air in such an environment. It is best to keep your home ventilated and to make sure your family members are safe. You can even take steps to prevent carbon monoxide from poisoning your loved ones.</p>
<p>As a result of carbon monoxide, the most common symptoms of CO poisoning are headache, chest pain, and fatigue. However, the symptoms can be different in different people. In mild cases, the headache is the most common symptom. In severe cases, the headache may be associated with dizziness, shortness of breath, and nausea. Depending on the severity of the case, the CO poisoning can lead to death.</p>
<p>When carbon monoxide poisoning occurs, it can be difficult to detect the presence of the gas. The most common symptoms of CO poisoning include a headache, nausea, and chest pain. Some cases of CO poisoning may even be fatal. To prevent the symptoms from getting worse, try to leave the building as soon as possible. In addition to exiting the building, you should call your local gas utility to have the gas supply checked.</p>
<p>Carbon monoxide poisoning is a common hazard. It is colourless and odourless and can cause a fatal lung infection. Because it is a carcinogen, carbon monoxide exposure should be minimized in your home. You should install a CO detector to detect the gas before it can spread throughout your home. This will alert you to any rising levels of CO. If you suspect that you or someone in your household has been exposed to CO, it is critical to seek medical attention immediately.</p>
<h2>Install at least one carbon monoxide alarm</h2>
<p>It&#8217;s highly recommended to install at least one carbon monoxide alarm in every home. It is a mandatory device that has the ability to detect the gas. This device is easy to install and is an essential part of protecting your home. It is a good investment and is an effective way to protect yourself and your family. If you have a gas leak in your home, it is vital to repair the problem as soon as possible.</p>
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		<title>What Is An EPC &#8211; Energy Performance Certificate?</title>
		<link>https://www.ratioseven.co.uk/what-is-an-epc-energy-performance-certificate/</link>
		
		<dc:creator><![CDATA[Craig]]></dc:creator>
		<pubDate>Fri, 11 Mar 2022 11:54:19 +0000</pubDate>
				<category><![CDATA[Project Management]]></category>
		<category><![CDATA[Energy Performance Certificate]]></category>
		<category><![CDATA[EPC]]></category>
		<category><![CDATA[TPPM]]></category>
		<guid isPermaLink="false">https://www.ratioseven.co.uk/?p=6474</guid>

					<description><![CDATA[The Energy Performance Certificate, or EPC, is a document that shows the efficiency of a building. Generally, the higher the EPC rating, the better. It is important to keep an eye on your energy bills to make sure that your building is not only energy efficient but is also cost-effective. These certificates are issued by third-party companies and are subject to a strict process of RFP. However, the process can help you save money and reduce your bills.]]></description>
										<content:encoded><![CDATA[<p>In order to get an EPC, a property must be more than two years old. If a property has a low <a href="https://www.ratioseven.co.uk/glossary/energy-efficiency/">energy efficiency</a> rating, it may not be worth the time and money to upgrade it. Nonetheless, the EPC may raise awareness among homebuyers and motivate homeowners to make changes to their thermal efficiency. The result is a higher market price and lower utility bills. This means that a house with a low EPC rating is a potential risk.</p>
<h2>An EPC certificate is an essential part of the sale of a house</h2>
<p>An EPC is an essential part of the sale of a house. It is mandatory for every house to have one before selling it. If the EPC is in good condition, a buyer will be more likely to buy it. Likewise, a high-efficiency home is likely to be less expensive than one with a lower rating. Consequently, a high-quality EPC will boost a home&#8217;s marketability.</p>
<p>A good EPC will be accurate if the reader believes in it and is comfortable with the calculations. If the reader has no doubt about the accuracy of the data, then the EPC has value. In the meantime, a poor EPC is an unnecessary expense and could cost the buyer money. The best way to get a good EPC is to make sure that the property is well-insulated. You can also use a national EPC register to view all of the properties that have been issued a certificate.</p>
<p><img loading="lazy" decoding="async" class="alignnone wp-image-6479 size-full" src="https://www.ratioseven.co.uk/wp-content/uploads/2022/03/What-is-an-EPC-certificate.jpeg" alt="What is an EPC" width="1200" height="800" title="What Is An EPC - Energy Performance Certificate? 13" srcset="https://www.ratioseven.co.uk/wp-content/uploads/2022/03/What-is-an-EPC-certificate.jpeg 1200w, https://www.ratioseven.co.uk/wp-content/uploads/2022/03/What-is-an-EPC-certificate-300x200.jpeg 300w, https://www.ratioseven.co.uk/wp-content/uploads/2022/03/What-is-an-EPC-certificate-1024x683.jpeg 1024w, https://www.ratioseven.co.uk/wp-content/uploads/2022/03/What-is-an-EPC-certificate-768x512.jpeg 768w" sizes="(max-width: 1200px) 100vw, 1200px" /></p>
<p>An EPC can be valuable if the reader believes that the property is <a href="https://www.ratioseven.co.uk/how-can-ratio-seven-assist-in-designing-energy-efficient-lighting-strategies/">energy-efficient</a>. The assessment can be inaccurate if the owner does not believe that the information is accurate. In such cases, an EPC will have little value. If the owner believes in the EPC, it is more likely to <a href="https://www.ratioseven.co.uk/build-cost-reduction/">save money</a>. A properly-rated EPC will be more reliable than an &#8216;E&#8217;-rated home. The latter is often more costly than the former.</p>
<h2>The EPC is the responsibility of the landlord or seller of a property</h2>
<p>EPCs are free to access and anyone can find them online. The EPC is the responsibility of the landlord or seller of a property. In most cases, prospective buyers do not have to pay for an EPC, but they should be aware of the fact that it could make a difference in the energy efficiency of their new home. It is advisable to install an EPC if you are selling a property or renting it.</p>
<p>An EPC is essential for the sale of a property. It is compulsory for landlords and sellers to have one. In addition to calculating the EPC, the landlord must have an EPC of band E or higher in order to qualify for government incentives. If your home has an A grade, it is more efficient. If it doesn&#8217;t, you should rent it out instead. In addition to these benefits, an A grade EPC will also ensure lower fuel bills.</p>
<h2>Consider options that will help your home to be more energy-efficient</h2>
<p>In order to improve the EPC rating of your property, you should consider incorporating measures that will help your home to be more energy-efficient. It is possible to make small improvements yourself, but a professional will do the work for you. If you don&#8217;t want to do it yourself, you can also hire an EPC assessor to do the job for you.</p>
<h2>An EPC will be a great help to prospective buyers</h2>
<p>An EPC will be a great help to prospective buyers when they are looking to buy a new home. It will give them an idea of how much the house will cost to heat and light, as well as the amount of carbon dioxide it produces. It will also highlight any areas of the home that need improvement. The EPC is valid for ten years and should be provided by the home seller if you are planning to sell.</p>
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		<title>Building Regulations Approval 2022</title>
		<link>https://www.ratioseven.co.uk/building-regulations-approval-2022/</link>
		
		<dc:creator><![CDATA[Craig]]></dc:creator>
		<pubDate>Fri, 11 Mar 2022 11:31:53 +0000</pubDate>
				<category><![CDATA[Project Management]]></category>
		<category><![CDATA[Building Regs]]></category>
		<category><![CDATA[Building Regulations]]></category>
		<category><![CDATA[Building Regulations Approval]]></category>
		<category><![CDATA[TPPM]]></category>
		<guid isPermaLink="false">https://www.ratioseven.co.uk/?p=6463</guid>

					<description><![CDATA[If you are thinking of building a new home or constructing an addition to your existing one, you should know that you must obtain Building regulations approval. This is a legal requirement in England and Wales, and is necessary for certain structures. However, you may wonder what is the purpose of this approval and what are the benefits of doing so. Read on to learn more. Here are a few of the most important benefits of receiving this approval.]]></description>
										<content:encoded><![CDATA[<p><a href="https://www.ratioseven.co.uk/10-tips-for-a-successful-building-regulations-inspection/">Building regulations</a> approval is vital when constructing new buildings or making alterations to existing ones. They require buildings to be robust and safe, and should not affect the stability of any other structures around them. The regulations also provide design standards for the majority of masonry and timber elements. This includes tables of material strengths and diagrams of structures. Without the proper approval, the work can&#8217;t be legally permitted. In addition, without approval, you won&#8217;t have a certificate to prove that your building meets the required requirements.</p>
<h2>Building regulations approval is vital when constructing a new property</h2>
<p>The process of getting building regulations approval is simple and straightforward. The process takes a few days, but is well worth it. If you have completed your project but haven&#8217;t yet received approval, it&#8217;s important to seek advice from the building authority. The authority will be able to provide you with advice on whether or not you&#8217;ve met the required standards and will issue a certificate of compliance. In many cases, obtaining this permission is a simple process, and you can get a certificate of compliance for free.</p>
<p>You may not have to wait for plans approval to get building regulations approval. There are many options available to you. Some of them require you to get approval quickly, so they&#8217;re useful if you&#8217;re planning on doing a small amount of work in a short time. But, be aware that these processes will only work for small projects. Likewise, they are not appropriate if you&#8217;re building a new structure on a private street.</p>
<h2>Getting approval from your local authority</h2>
<p>In order to get this approval, you must follow certain rules. Some of the most important requirements include safety. Ensure that your building will be strong enough to withstand earthquakes. Aside from safety, it must also be accessible. If it&#8217;s not, you&#8217;ll need to seek a permit from the building regulator. You can get this approval from the local authority, or from the building authority. A permit will also allow you to sell the property, which is beneficial for everyone.</p>
<p><img loading="lazy" decoding="async" class="alignnone wp-image-6465 size-full" src="https://www.ratioseven.co.uk/wp-content/uploads/2022/03/Building-Regulations-2022.jpeg" alt="Building Regulations 2022" width="1200" height="800" title="Building Regulations Approval 2022 14" srcset="https://www.ratioseven.co.uk/wp-content/uploads/2022/03/Building-Regulations-2022.jpeg 1200w, https://www.ratioseven.co.uk/wp-content/uploads/2022/03/Building-Regulations-2022-300x200.jpeg 300w, https://www.ratioseven.co.uk/wp-content/uploads/2022/03/Building-Regulations-2022-1024x683.jpeg 1024w, https://www.ratioseven.co.uk/wp-content/uploads/2022/03/Building-Regulations-2022-768x512.jpeg 768w" sizes="(max-width: 1200px) 100vw, 1200px" /></p>
<p>The approval process is essential for any new building. You must have the appropriate permits to start construction. After the approval, you can build. But you need to get this approval if you&#8217;re going to have a commercial building. And you&#8217;ll need to submit a plan to <a href="https://www.local.gov.uk/about/what-local-government" target="_blank" rel="noopener">the local government</a> to get your permit. If you&#8217;re a home-owner, it&#8217;s important to have this approval. Besides, it&#8217;s crucial for your own safety.</p>
<h2>Check building requirements before submitting your application</h2>
<p>Building regulations approval is necessary for any kind of construction. It allows you to use your property without fear of losing it. The approval will also help you get a mortgage. It is important to check the requirements of your building before submitting your application. If you&#8217;re building an addition, you&#8217;ll need to get a copy of the plans, so you&#8217;ll know if you&#8217;ll need to get the permission from the local authorities.</p>
<p>The new <strong><a href="https://www.ratioseven.co.uk/glossary/approved-document-l/">Part L</a> guidelines</strong> were published in January 2020, but they&#8217;ll come into effect on <a href="https://www.ratioseven.co.uk/new-building-regulations-2022-start-today/">June 2022</a>. The new regulations won&#8217;t affect any building projects that are already underway. They&#8217;ll be mandatory for new homes and buildings in England. If you&#8217;re planning on moving, you&#8217;ll need to get the approval as soon as possible. It&#8217;s important to get this approval before you start your building project. If you want to move into a new home, you should consider the benefits of getting this approval.</p>
<p>The <a href="https://www.ratioseven.co.uk/part-l-building-regulations-2022/">new Part L was published</a> in December last year and comes into effect in June 2020. The changes will not affect any building work that you do before then, and you can get the approval before you start the construction. The changes will also be mandatory for any new extensions to a home. If you&#8217;re planning to add a new roof, make sure you get the approval for the roof. This way, you can enjoy your new home without worrying about the rules governing the structure.</p>
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